However, if you don’t want to have a PayPal account, you can still use the service. However, there are some restrictions to consider: The guest payment is only possible three times for each person. In total you can transfer a maximum amount of 1500 € without a PayPal account.
You want to create a PayPal account but not link it to your bank account. You have these options:
Prepaid credit card
Instead of a regular credit card, you can link a prepaid credit card to your PayPal account, but the amount that can be loaded is limited to a maximum of 100 euros for non-legitimate prepaid credit cards. If you verify your personal data via VideoIdent or PostIdent, you can also load larger amounts onto the card.
Without linking the bank details you can also use Giropay to load money to your PayPal account, provided your bank account supports Giropay.
Here’s a video on how to set up a PayPal account and pay with it.